Finnpaul Capital or its associate will never demand any money for getting the loan processed. Any person/institution doing so will be solely doing at their own risk. Finnpaul Capital will not be responsible for this act. If you find any person/institute doing this; Please call us immediately at given contact numbers or mail us at info@finnpaulcapital.com.

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Overdraft Limits

Home Overdraft Limits
  • What is overdraft facility in bank?

    Overdraft facility is a financial facility or instrument that enables you to withdraw money from your bank account (savings or current), even if you do not have any account balance.. Like any other credit facility, the bank levies an interest rate when you avail the overdraft facility. You typically have to pay a fixed interest rate to avail an overdraft limit.

    What are the features of the overdraft facility?
    • Banks offer overdraft facilities over a pre-determined limit, which may differ for every borrower.
    • Overdraft limit account is a running account in which you can deposit/ withdraw amount anytime up to the specified limit.
    • The bank levies the interest on the overdraft amount used by the borrower at predefined rate. The interest is calculated daily and billed/debited to your on monthly basis.
    • Unlike most loans wherein you have to pay a prepayment penalty for repaying the loan before tenure; banks so not levy any prepayment charges on overdraft limits.
    • You can repay the overdraft, in different amounts, whenever you have the money. The system of EMIs, which is prominent with most loans, does not exist in the case of overdraft limits.
  • How do we help you to borrow right?
    • As per our mission to provide “best banking product and services according to customer needs” Finnpaul Capital provides you the service with an unbiased platform to analyze and decide upon the best available deals in the market according to your needs
    • We offer a customized loan consulting experience to each customer as per their needs.
    • Our experienced loan consultants help you to understand which is the bank and product for you
    • We make sure that your documents are in order as per bank’s requirement.
    • We make the process smooth, efficient and easy with over the counter service.
    • We take care of any issues and quick resolution of that issue to get the loan disbursed in very short time
  • Why Finnpaul Capital
    • Get best offers & deals for you from our partner Banks & NBFCs .
    • Compare Business loan offers and services of leading banks and NBFCs
    • Apply with the best bank or NBFC with lower rate or interest and charges.
    • Hassle free process and easy documentation.
    • Free on door service for document pickup by Finnpaul Capital Team.
    • Free expert guidance & advice from our dedicated team of experts.
    • We are not an agent of any particular bank/NBFC so you can also apply with the bank of your choice.
    • No any cash or hidden Fees for services which are being provided.
    • We are here to help & assist you so we understand that it’s an important decision for you because you are in immediate need of money so please be trusted that we will ensure quick processing and disbursal of your loan to fulfill your requirements.